:root {
  --primary: #002c5c;
  --secondary: #005bb5;
  --accent: #00a8cc;
  --dark: #121c26;
  --light: #f4f7f9;
  --white: #ffffff;
  --text: #333333;
  --text-muted: #666666;
  --border: #e0e6ed;
  --font: 'Segoe UI', system-ui, sans-serif;
  --radius: 8px;
  --shadow: 0 5px 20px rgba(0,0,0,0.05);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: var(--font); color: var(--text); background: var(--light); line-height: 1.6; }
a { text-decoration: none; color: inherit; transition: color 0.3s; }
ul { list-style: none; }
.container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.section { padding: 80px 0; }
.bg-white { background: var(--white); }
.bg-dark { background: var(--dark); color: var(--white); }

/* Buttons */
.btn { display: inline-block; padding: 12px 28px; border-radius: var(--radius); font-weight: 600; cursor: pointer; transition: 0.3s; text-align: center; border: none; }
.btn-primary { background: var(--secondary); color: var(--white); }
.btn-primary:hover { background: var(--primary); transform: translateY(-2px); }
.btn-outline { border: 2px solid var(--white); color: var(--white); }
.btn-outline:hover { background: var(--white); color: var(--primary); }

/* Header */
header { background: var(--white); box-shadow: 0 2px 10px rgba(0,0,0,0.05); position: sticky; top: 0; z-index: 1000; }
.header-container { display: flex; justify-content: space-between; align-items: center; height: 80px; }
.logo { font-size: 24px; font-weight: bold; color: var(--primary); }
.logo span { color: var(--accent); }
nav ul { display: flex; gap: 20px; }
nav a:hover { color: var(--secondary); }

/* Hero */
.hero { background: linear-gradient(rgba(0, 44, 92, 0.85), rgba(0, 26, 56, 0.95)), url('../img/hero_office.jpg') no-repeat center center/cover; color: var(--white); padding: 120px 0; text-align: center; }
.hero h1 { font-size: 48px; margin-bottom: 20px; line-height: 1.2; }
.hero p { font-size: 20px; max-width: 700px; margin: 0 auto 30px; opacity: 0.9; }

/* Grids */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }

/* Trust Bar */
.trust-bar { background: var(--white); padding: 30px; border-radius: var(--radius); box-shadow: var(--shadow); margin-top: -40px; position: relative; z-index: 10; text-align: center; }
.trust-bar h4 { color: var(--primary); margin-bottom: 5px; }
.trust-bar p { font-size: 14px; color: var(--text-muted); }

/* Cards & Accordions */
.card { background: var(--white); padding: 30px; border-radius: var(--radius); border: 1px solid var(--border); transition: 0.3s; }
.card:hover { transform: translateY(-5px); box-shadow: var(--shadow); border-color: var(--secondary); }
.card h3 { color: var(--primary); margin-bottom: 15px; }

.accordion { border: 1px solid var(--border); border-radius: var(--radius); margin-bottom: 15px; background: var(--white); overflow: hidden; }
.accordion-header { padding: 20px; display: flex; justify-content: space-between; cursor: pointer; font-weight: bold; color: var(--primary); }
.accordion-content { max-height: 0; padding: 0 20px; overflow: hidden; transition: 0.3s ease-out; color: var(--text-muted); }
.accordion.active .accordion-content { padding: 0 20px 20px; }
.accordion.active .icon { transform: rotate(45deg); color: var(--accent); }

/* Forms */
.form-card { background: var(--white); padding: 40px; border-radius: var(--radius); box-shadow: var(--shadow); color: var(--text); }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; margin-bottom: 5px; font-weight: 600; font-size: 14px; }
.form-control { width: 100%; padding: 12px; border: 1px solid var(--border); border-radius: 4px; font-family: inherit; }
.form-control:focus { outline: none; border-color: var(--secondary); }

/* Process Steps */
.step { text-align: center; }
.step-num { width: 60px; height: 60px; background: var(--light); border: 2px solid var(--secondary); color: var(--secondary); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 24px; font-weight: bold; margin: 0 auto 15px; transition: 0.3s; }
.step:hover .step-num { background: var(--secondary); color: var(--white); }

/* Footer */
footer { background: #06192e; color: #a0aec0; padding: 60px 0 20px; font-size: 14px; }
.footer-content { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 40px; margin-bottom: 40px; }
.footer-section h4 { color: var(--white); margin-bottom: 15px; font-size: 16px; font-weight: 600; text-transform: none; }
.footer-section p { margin-bottom: 3px; }
.footer-section a { display: block; color: #a0aec0; margin-bottom: 10px; transition: color 0.3s; }
.footer-section a:hover { color: var(--white); text-decoration: underline; }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; padding-top: 20px; border-top: 1px solid #1c2e4a; font-size: 12px; }
.footer-bottom-left { color: #a0aec0; }
.footer-bottom-right { color: #a0aec0; text-align: right; max-width: 60%; }

/* Page Header for subpages */
.page-header { background: var(--primary); color: var(--white); padding: 80px 0; text-align: center; }
.page-header h1 { font-size: 36px; }

/* Responsive */
@media(max-width: 768px) {
  .grid-2, .grid-3, .grid-4, .footer-content { grid-template-columns: 1fr; }
  .header-container { flex-direction: column; height: auto; padding: 15px 0; gap: 15px; }
  nav ul { flex-wrap: wrap; justify-content: center; }
  .footer-bottom { flex-direction: column; gap: 15px; text-align: center; }
  .footer-bottom-right { text-align: center; max-width: 100%; }
}